To drive a motor vehicle legally on a road you must:
- have a valid licence that covers the category of vehicle you are driving,
- have insurance that covers you for the vehicle you are driving,
- have an MOT – this usually applies to vehicles over 3 years old,
- make sure the vehicle is taxed – see Q911,
- make sure the vehicle is registered,
- make sure the vehicle is in a roadworthy condition.
If you come form abroad to take up residency in the UK, you must register and tax your vehicle with the DVLA immediately - UK residents are not allowed to drive foreign registered vehicles on UK roads. With regard to insurance, you must have UK insurance for a UK registered vehicle. Therefore, if you insure a UK registered vehicle in another country, you have no insurance to drive on UK roads and are committing an offence.