Q424: Do I have to tell my insurance company that I have been involved in an accident / received points on my licence?

Questions

• A door to door salesperson has offered me cheap car insurance, is it genuine?
• Can I check my driving licence, vehicle tax, MOT and insurance online?
• Can I drive other cars on my car insurance policy?
• Can I insure the same car with a number of different insurers?
• Can my car be driven by my friend if he has a fully comprehensive policy that allows him to drive other cars if my car is not insured at all?
• Do I have to have my car insured if I don't use it and it is parked on private land?
• Do I have to tell my insurer about attending a speed awareness course?
• Do I have to tell my insurer about convictions I obtained whilst riding a motorbike or driving a lorry or bus?
• How will accruing penalty points affect a provisional or newly qualified driver?
• I am going to buy a car at an auction, can I drive it home and then take out insurance?
• I am taking my car abroad, do I need extra insurance?
• I give a friend a lift to work every morning and they make a contribution to the cost of my petrol, will this invalidate my insurance?
• I have had an accident with a foreign vehicle, what should I do?
• I stole a car when I was 15 and received penalty points as part of my punishment. What effect will this have when I am old enough to start driving?
• If I am driving someone else's car am I responsible for ensuring the car is legal?
• If I claim on my insurance for a cracked windscreen, will I lose my no-claims bonus?
• If I'm involved in an accident that isn't my fault, will I still have to pay the excess?
• If my car is broken into and my personal possessions are taken, will I be able to claim the full cost on my insurance?
• If my MoT runs out will it invalidate my car insurance?
• The cost of car insurance for my son/daughter is very high, can I insure their car in my name for them to use?
• The police stopped me in my car and I have no insurance, what will happen to me?
• What is 'Cash for Crash', how can I avoid becoming a victim and what do I do if it happens to me?
• Whilst my son/daughter was learning to drive I added them to my car insurance policy as a named driver, my insurer was aware of this. Do I need to tell the insurer once they have passed their driving test?
• Will I still be able to get car insurance if I have a conviction?