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Q421: The police stopped me in my car and I have no insurance, what will happen to me?

It is an offence to use a motor vehicle on a road with no insurance - if you drive without insurance you can be prosecuted.

There are a range of penalties for this offence, the police can issue a fixed penalty notice and penalty points. If the case goes to court you could receive a substantial fine, and even a disqualification from driving. The police have powers to seize and, in appropriate cases, destroy vehicles that have been driven whilst uninsured.

Please also see the link in Related Information.

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